سلطانی، مرتضی و طهماسبی آقبلاغی، داریوش (1399). تبیین نقش شراکت راهبردی بانک تجارت با فینتکها در کارایی با میانجیگری تحولات فناورانه و بانکداری دیجیتال. مدیریت بازرگانی، دوره 12، شماره 3، 800-832.
Allen, F., Gu, X., & Jagtiani, J. (2022). Fintech, Cryptocurrencies, and CBDC: Financial Structural
Transformation in China. Journal of International Money and Finance, 102625.
Boot, A., Hoffmann, P., Laeven, L., &Ratnovski, L. (2021). The old and the new of fintech. Europe.
Daud, S. N. M., Ahmad, A. H., Khalid, A., & Azman- Saini, W. N. W. (2022). FinTech and financial
stability: Threat or opportunity? Finance Research Letters, 47, 102667
Drasch, BJ., Schweizer, A., & Urbach, N. (2019). Integrating the Troublemakers: A taxonomy for cooperation between banks and fintechs. Journal of Economics and Business. 100(3), 26-42.
Danylo. (2016). Fintech vs Banks: Cooperation or Competition?.
Erman, C. (2017). Financial Technologies Effect on Financial Services from an Open Innovation Perspective Industrial Engineering and Management Global Management of Innovation and Technology.
EY (2017). EY Fintech Adoption Index 2017: The Rapid Emergence of FinTech.
Fetai, B. (2015). Financial integration and financial development: does financial integration metter?. European Research Studies, 18(2), 1-97. https://doi.org/10.35808/ersj/447
Haber, J,. Dyakonova, I., & Milchakova, A. (2018). Estimation of fintech market in Ukraine in terms of global development of financial and banking systems. Public and Municipal Finance, Volume 7, Issue 2, PP. 14- 23.
Hair, J. F., Anderson, R. E., Tatham, R. L., & Black, W. C., (1995). Conjoint Analysis, in: Multivariate Data Analysis, Prentice Hall, Englewood Cliffs NJ, 556-599.
Hill, J. (2018). Fintech and the remaking of financial institutions. Academic Press.
https://doi.org/10.1016/c2016-0-03863-9
Klus, M., Lohwasser, T., Hornuf, L., & Schwienbacher, A. (2018). How Do Banks Interact with Fintechs? Forms of Strategic Alliance and Their Economic Impact. Pp. 1-40.
Klus, M., Lohwasser, T., Holotiuk, F., & Moormann, J. (2019). Strategic Al liances between Banks and Fint echs for Digital Innovation: M otives to Collaborate and Types of Interaction. The Journal of Entrepreneurial Finance, Volume 21, pp. 1-23
Kelly, S., Ferenzy, D., & McGrath, A. (2017). How financial institutions and fintechs partnering for inclusion: Lessons from the frontlines. Center for Financial Inclusion.
http://rff-dev.ectostarservers.com/wp-content/uploads/2017/08/32370132_iif-cfi_fi- fintech_report_-_vf.pdf
Kallas, Z., Lambarraa, F., & Gil, J. M., (2011). A stated preference analysis comparing the analytical hierarchy process versus choice experiments. Food quality and preference, 22(2), 181-192.
Kahn, K. B., Maltz, E. N., & Mentzer, J. T. (2006). Demand collaboration: Effectson knowledge creation, relationships, and supply chain performance.Journalof Business Logistics, 27(2), 191–221.
Latta, G. (2008). A process model of organizational change in cultural context: the impact of organizational culture on leading change. Journal of Public Administration Research and Theory. 20. (4), 757-78.
Lyons, A. C., Kass-Hanna, J., & Fava, A. (2021). Fintech development and savings, borrowing, and remittances: A comparative study of emerging economies. Emerging Markets Review, 100842
Lee, I. and Shin, Y. J. (2017). Fintech: Ecosystem, business models, investment decisions, and challenges. Business Horizons 61(1), 35–46.
Moore, S. (2018). Digitalization Will Make Most Heritage Financial Firms Irrelevant by 2030. Retrieved From: https://www.gartner.com/en/newsroom/press-releases/2018-10-29-gartnersays-digitalization-will-make-most-heritage-financial-firms-irrelevant-by-2030
Norris-Tirell, D. and Clay, J. A. (2010). Strategic Collaboration in Public and Nonprofit Administration: A Practice-Based Approach to Solving Shared Problems. ASPA series in public administration and Public policy.
Payment method (2018). Iran financial technology media [in Persian].
Shaparak (2022). Shaparak Annual Economic Report 2019 [in Persian]. https://shaparak.ir/files/report/%DA%AF%D8%B2%D8%A7%D8%B1%D8
%B4-%D8%A7%D9%82%D8%AA%D8%B5%D8%A7%D8%AF%DB%
8C-%D8%B3%D8%A7%D9%84%DB%8C%D8%A7%D9%86%D9%87-
%D8%B4%D8%A7%D9%BE%D8%B1%DA%A9-%D8%B3%D8%A7%D9%84-
1398?expires=1631217740&signature=a04fcf1dde817fe1425125f13953ae5d18242e12
61f30464c9880dc8a1728c44
Soltanee, M., & Tahmasebi Aghbolaghi, D. (2020). Explaining the role of Tejarat Bank’s strategic alliance with fintechs in efficiency mediated by technological developments and digital banking [In Persian]. Journal of Business Management, 12(3), 800-832. https://doi.org/10.22059/jibm.2020.296288.3753
Transaction Age Monthly (2020). Way of payment; Iranian Financial Technology Media [in Persian]44-45 ,(1) 49 .. https://way2pay.ir/transaction-age
Wakeam, J. (2003). The five factors of the strategic Collabration, ivey business journal, ivey management services.
Yang, L., & Wang, S. (2022). Do fintech applications promote regional innovation efficiency? Empirical
evidence from China. Socio-Economic Planning Sciences, 101258.
Zhao Q, Tsai P-H, Wang J-L. (2019). Improving Financial Service Innovation Strategies for Enhancing China’s Banking Industry Competitive Advantage during the Fintech Revolution: A Hybrid MCDM Model. Sustainability.
